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An Employee Perk That Pays for Itself

SafePay lets your team buy what they need now and pay over time — directly through payroll. No credit checks. No admin headaches. Happier employees.

What is SafePay?

The easiest way to offer your team more — without adding to your workload.

SafePay is a payroll-friendly employee benefit that lets your team purchase essential items now and pay over time, directly through their paycheck.

No credit checks. No interest. No complicated integrations.

We handle everything — from setup to support — so you can give your employees more flexibility and financial peace of mind, without extra admin on your plate.

Book Your 15-Minute Pilot Intro

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How SafePay Works

Give your team the ability to get what they need, when they need it — without credit checks, interest, or extra admin work for you.

SafePay is a payroll-friendly employee perk that lets staff purchase essential items now and pay over time directly through their paycheck. We handle the setup, support, and processing so you can focus on your business while offering a benefit your team will love.

  • Your employee chooses a product from the SafePay catalog — a curated list of high-demand items such as electronics, appliances, and other essentials.

  • The employee pays a 10–20% deposit using their credit or debit card. This ensures commitment and helps cover initial costs.

  • SafePay creates a simple, ready-to-use CSV file containing the deduction amount, employee ID, and start date. No IT integration required — it’s as simple as uploading a spreadsheet.

  • You upload the CSV file into your existing payroll system the same way you process other deductions (like gym memberships or charitable contributions).

  • The remaining balance is automatically deducted from the employee’s paycheck over the agreed number of pay periods, making payments predictable and easy to manage.

  • If an employee leaves before the balance is paid in full, the remaining amount is deducted from their final paycheck. Any remaining balance after that is charged to the backup card they provided at enrollment.

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A Peek at Our Catalog

  • HP 17″ Laptop

    HP 17″ Laptop

    $579.99 Retail
    $96.67 / Paycheck

  • AirPods Pro 2

    AirPods Pro 2

    $249.99 Retail
    $41.67 / Paycheck

  • KitchenAid Mixer

    KitchenAid Mixer

    $499.99 Retail
    $83.33 / Paycheck

  • Nintendo Switch 2 Bundle

    Nintendo Switch 2 (Mario Kart Bundle)

    $499.99 Retail
    $83.33 / Paycheck

  • AirPods 4

    AirPods 4

    $129.99 Retail
    $21.67 / Paycheck

  • Apple iPad 11th Gen

    Apple iPad 11th Gen

    $349.99 Retail
    $58.33 / Paycheck

  • Samsung - 55" Class U7900

    Samsung 55" Class U7900

    $379.99 Retail
    $63.33 / Paycheck

  • Apple MacBook Air 13-inch

    Apple MacBook Air 13-inch

    $999.99 Retail
    $166.67 / Paycheck

“Not everyone can pay upfront and they shouldn’t be punished for it. SafePay makes it possible to get what you need without extra costs or stress.”

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Eli Levitas

Founder, SafePay

Who We Are

We started SafePay after seeing too many employee purchase programs pass every cost onto staff — often those who could use the most help. I’ve experienced how much it changes lives when employers step in to share the cost without interest or inflated prices.

SafePay makes that possible. We work directly with employers to split costs fairly, keep prices honest, and remove hidden fees. Our revenue comes from wholesale expertise and a small service fee, so employees get what they need at fair prices — and everyone benefits.

Backed by 10+ Years of Proven Wholesale Expertise

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  • Best Buy logo on a yellow tag background
  • Groupon logo in bold green letters.

Let’s Make Employee Perks Fair

Fill out this quick form and we’ll set up your 15-minute intro call to show you exactly how SafePay works for your team.

FAQs

  • SafePay is a payroll-friendly employee benefit program that lets your team purchase essential items now and pay over time through simple payroll deductions. Employees pay a small deposit, and the rest is automatically deducted from their paycheck with no interest, no credit checks, and no hidden fees.

  • SafePay is available to any company that wants to offer employees an affordable, payroll-based payment option for everyday essentials. Your business must have payroll capabilities to process the deduction file we provide.

  • Employees can purchase from our SafePay catalog, which includes electronics, home essentials, and work-related items — all at normal retail prices, never inflated.

  • No. SafePay offers interest-free payments with no credit check required, making it accessible to all employees, regardless of credit history.

  • Offering SafePay boosts employee morale and retention without extra admin work. We handle onboarding, payroll integration, and support, so you can provide a high-value perk with no financial risk to your company.

  • If an employee leaves, the balance is collected from their final paycheck. Any remaining balance is charged to their backup card, which is required during purchase.

  • Most companies are set up in just a few days. We provide a simple CSV file for payroll deductions, making onboarding fast and hassle-free.

  • Unlike other programs, SafePay offers fair retail pricing, no interest, and shared employer costs, ensuring employees aren’t financially burdened.